UK Government’s £90 Cost of Living Payment: Eligibility, Application & Key Details

To help families struggling with rising inflation and cost of living increases, the UK government has announced the £90 Cost of Living Payment. The initiative is aimed at providing financial relief to low-income families, pensioners, and individuals receiving means-tested benefits. If you want to know whether you are eligible for it and how to get it, this detailed guide will help you.

What is the £90 Cost of Living Payment?

This payment is being distributed by the UK government under the Household Support Fund, which has been extended till March 2025. The scheme aims to help with essential needs such as food, energy bills, and other household expenses. This financial help will act as a relief for many families due to rising inflation.

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Why is the government giving this payment?

Low-income families are facing a financial crisis due to rising inflation and an increase in energy prices in the UK. According to the Office for National Statistics (ONS), the UK’s inflation rate reached 6.7% in 2024, while energy bills recorded a rise of 15%. Due to this, it has become difficult for many families to meet even the basic needs.

This assistance amount of £90 is to provide relief to those families who are struggling with food, bills and essential household expenses.

Who is eligible for this £90 assistance payment?

Eligibility for this payment depends on local councils but generally includes the following groups:

1. Households receiving means-based benefits

If you’re receiving the following government benefits, you may be eligible for this support:

• Universal Credit
• Income Support
• Pension Credit
• Housing Benefit

2. Low-income households experiencing financial difficulties

• If you don’t fall under any specific benefits but are still experiencing financial difficulties, you can apply to your local council.

3. Pensioners

• Pensioners in particular who are receiving Council Tax Support may be eligible for this payment.

For example, in the East Riding of Yorkshire, residents who are receiving Housing Benefit or Council Tax Support and have savings of less than £1,000 can get a £200 grant. The amount and eligibility may vary by area, so check with your local council.

How to apply for the government’s £90 support payment?

The application process for this payment is managed by local councils and can vary by area. Follow these steps to apply:

1. Contact your local council

• Visit your local council’s official website or contact their customer services for information about the application process. You can find your local council using the UK Government’s Council Finder tool.

2. Check application deadlines

• Some councils have specific application dates. For example, some areas may have a deadline to apply as late as 28 February 2025. Missing the deadline could result in you missing out on this payment, so apply as soon as possible.

3. Prepare the required documents

The following documents may be required for the application:

• Proof of income (Pay slips, Benefit Statements)
• Proof of financial distress (Utility Bills, Rent Receipts)
• Proof of residence (Council Tax Bill, Utility Bill)

4. Submit the application

• Fill in the application form as per your local council’s guidelines and attach all required documents. Most councils offer online applications, but you can also get paper forms on request.

When will you get paid?

Payment timelines vary by local council. Typically, successful applicants receive payment within 4 to 6 weeks. This payment is either deposited directly into a bank account or provided as a voucher for food and utility bills.

Other government support schemes

Apart from the £90 support payment, the UK government is also providing other schemes to help people cope with rising inflation.

1. Warm Home Discount

• Low-income families can get a £150 discount on electricity bills. See the Warm Home Discount Scheme for more information.

2. Winter Fuel Payment

• People born before 23 September 1958 are given support ranging from £200 to £300. See the Winter Fuel Payment page for more information.

3. Cold Weather Payment

• If the temperature is extremely cold (below zero degrees) for 7 consecutive days, eligible people are paid £25 per week.

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Conclusion

The £90 Cost of Living Payment has been introduced by the government to provide financial support to families and individuals who are facing difficulties due to inflation. If you are eligible, apply on time and get all the necessary information from your local council. Also, don’t forget to take advantage of other government support schemes.

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